Full Mortality
Full Mortality reimburses the insured up to the insured value for death, theft and authorized euthanasia subject to policy conditions.
Major Medical Endorsement
Major Medical provides reimbursement for reasonable and customary veterinary expenses for non-routine care for accidents, illnesses, injuries, lameness and disease.
Loss of Use Endorsement
Full Loss of Use (FLOU) reimburses a percentage of the value of the horse if your horse suffers from an accident, injury, illness or disease during the policy period and as a result is permanently unable to perform its insured use. Accidental/External Loss of Use (ALOU) reimburses a percentage of the insured value of the horse in the event your horse becomes permanently unable to perform its insured use as a result of a visible, external, accidental and violent means injury during the policy period.
